When merchants first dive into loyalty program design, they often feel pressured to make a choice: store credit or points? But this dilemma misses a crucial insight, these two reward systems aren't competitors, but rather complementary tools that can work in harmony to drive customer engagement and retention.

Store Credit and Points:

  • Store Credit: Store credit is cash.  $1 in store credit = $1 cash that can be used for purchases.
  • Loyalty Points: Loyalty points can be converted to cash or other rewards such as discount codes or free products. 

Think of store credit and points as two distinct languages in the world of customer loyalty, each resonating with different shopping behaviors and motivations. Store credit speaks the universal language of value: direct, immediate, and crystal clear. When customers see $10 in store credit in their account, there's no ambiguity. It's as tangible as having cash in their digital wallet, ready to be spent on their next purchase. This immediacy creates a powerful incentive for quick return visits and additional spending.

Points, however, tell a different but equally compelling story. They're long-term engagement motivation, turning everyday transactions into milestones in an ongoing customer journey. While converting 500 points into $25 of value might require a bit more mental calculation, this very process makes the reward more meaningful. It's the difference between receiving a gift card and earning a medal, both are valuable, but one carries the weight of achievement.

 

Making It Work: Implementation Strategies

The success of a hybrid loyalty program lies in its execution. For Shopify store owners, implementing this dual-reward system is straightforward with apps like Ako Marketing, which handles both store credit and points within a single platform. This unified approach means you can manage all aspects of your loyalty program from one dashboard, making it easier to track and optimize your rewards strategy.

Understanding the distinct benefits of each reward type is crucial for effective implementation:

Start with purchase-driven earning opportunities that make sense for your business. The foundation should be a straightforward store credit system tied to purchase amounts, for example, earning store credit worth 5% of the purchase value when customers spend over $100. Layer on points rewards for significant moments in the customer journey: birthdays, purchase anniversaries, or achieving VIP status. With Ako Marketing, you can automate these rewards, ensuring customers receive the appropriate combination of points and store credit at exactly the right moment without any manual intervention.

The key is to make both types of rewards feel valuable and achievable. A customer who makes a $200 purchase might earn $10 in store credit immediately, while also receiving bonus points for reaching a spending milestone. They'll continue earning points for special occasions like birthdays or anniversaries throughout the year. This creates a cycle where customers are motivated to make larger purchases to earn store credit, while the points system keeps them engaged between transactions. The dual reward structure benefits both the customer through immediate store credit gratification and your business through sustained engagement and larger purchase values.

Automating Success: Making Your Program Run Smoothly

Setting up your hybrid loyalty program through Ako Marketing opens up powerful automation possibilities that make program management effortless. Instead of manually tracking customer milestones and rewards, you can create triggered responses that deliver rewards at exactly the right moment in the customer journey.

Throughout this entire journey, every point earned and store credit awarded happens automatically through Ako Marketing's system. From the welcome bonus to birthday rewards, each interaction strengthens Jane's connection to your brand without requiring any manual intervention from you or your team.

These automated touchpoints extend beyond just distributing rewards. Ako Marketing app can send targeted notifications when customers are close to a new reward tier, alert them about available store credit that's about to expire, or remind them of special double-point events. This constant, automated communication keeps your loyalty program front of mind without creating additional work for your team.

Dashboard screenshot showcasing James' journey, featuring visual data representations and performance indicators.

Understanding the impact of your hybrid loyalty program goes beyond just tracking points earned and store credit issued. The real insights come from analyzing payment and transaction data across your Shopify store. 

Your Journey to Better Customer Loyalty

When starting your loyalty program journey, it's important to choose the right approach based on your business stage and capabilities. Rather than trying to implement everything at once, consider a strategic progression that aligns with your growth.

A table displaying various methods of customer engagement, showcasing diverse strategies and tools for interaction.


For newer or growing merchants, store credits offer an excellent starting point. They're straightforward to implement and easy for customers to understand, similar to getting cash back on purchases. Store credits create immediate value for customers and help establish strong purchasing habits early in your business journey. You might start by offering store credits for key purchases or special occasions, then expand the program as your customer base grows.

Larger brands and merchants with established brand awareness typically benefit more from points-based programs. These businesses can leverage their reputation and multiple customer touchpoints to create engaging points collection opportunities. Their customers already trust the brand and are more likely to participate in longer-term reward collection. Points programs can incorporate various engagement activities beyond purchases, such as social media interaction, referrals, and special events.

As your business evolves, you might consider a hybrid approach. Many successful merchants begin with store credits to build customer trust and purchasing habits, then gradually introduce points as their brand recognition strengthens. This creates a natural progression that grows alongside your business.

When choosing between store credits and points, consider your current business stage and goals:

If you're still building your customer base and brand recognition, store credits offer the clarity and immediate value that can help establish strong customer relationships. Your customers will appreciate the straightforward nature of these rewards, making them more likely to return.

If you have strong brand recognition and multiple customer engagement channels, points programs can help deepen customer relationships through varied engagement opportunities. Your established customer base will be more receptive to collecting points across different interactions with your brand.

Remember, there's no one-size-fits-all solution. The key is selecting a program that you can effectively manage while providing genuine value to your customers. As your business grows, your loyalty program can evolve to match your increasing capabilities and customer expectations.

Ready to transform your customer relationships with a powerful loyalty program? Our team at Ako Marketing specializes in setting up hybrid loyalty programs that combine the best of both store credit and points systems. Book a free 15-minute consultation: https://calendly.com/akohubteam/meeting with our loyalty experts, and we'll help you:

  • Assess your current customer retention strategy
  • Design a customized loyalty program for your store
  • Plan a smooth implementation that keeps your customers engaged